DO:- Take clear pictures of the scene and vehicle damage.
- Contact your insurance provider to begin a claim.
- Write down what happened while it's fresh in your memory.
- Even minor damage should be fixed. Delaying repairs can cost you more later.
DO:
DON'T:Follow these key steps to stay safe, protect yourself legally, and start the repair process smoothly.
Call 911 if anyone is hurt. If you're driving a company vehicle, notify your supervisor immediately.
2 STAY SAFEStay calm and move to a safe location if possible. Turn on your hazard lights and be aware of traffic.
3 DON'T APOLOGIZEAn apology can be interpreted as admitting fault. Ask if the other driver is okay, but avoid admitting responsibility.
4 GET WITNESSESIf anyone saw the accident, ask for their name and contact info. Witnesses can help clarify what happened.
5 EXCHANGE INFORMATIONSwap names, phone numbers, driver's license numbers, insurance details, and vehicle plate numbers with all involved drivers.
6 TAKE PHOTOS & RECORD DETAILSPhotograph damage, surroundings, and road conditions. Write down weather, police report number, and officer info if applicable.
7 CONTACT YOUR INSURANCEReport the accident and provide your documentation. Your insurer will guide you on next steps, including collision repairs.